I finally fomo'd into NVDA after it's massive rally. I put all my life savings into 1000c 3/22, seeing the hype and upcoming GTC. It's down 20% already by close, and based on all the analysis and sentiment, next week will be red. Monday is likely to open below 850, so I'm gonna lose 80% of my saving...Read more
Base: 205k Bonus: 45k Total compensation: 250k Demographics: Age: 28 Gender: Male Biweekly paycheck: $5200 biweekly (~10k monthly) after taxes + 401k deductions Roth 401k: $22,500 yearly or $1000 / paycheck Roth IRA: $500 monthly 50% of my monthly paycheck (~5000) goes towards HYSA for downpaymen...Read more
Hello Iam 25 yrs old. First job. Living in bay area. Iam saving 4500$ every month. Iam single. Is this a good target? My base is 150. Currently not investing because i believe market will crash sometime this year..but thats regardless. Tc 188 , sde3
*I'm being rate limited by Blind, so I can't respond to comments as quickly as they come in* I want financial independence ASAP. 2022 TC $560K L6 at Google, cloud sales Finished grad school in 2015, took about 18 months to payoff school, car, build emergency fund. Left Microsoft in 2019 to join Go...Read more
7 years in the industry. Target comp this year 320k. Target comp next year - 420k Total savings - 710k Amazon stocks - 400k Wealthfront - 28k 401k - 53k Robinhood - 72k Cash -62k Money in India for parents retirement - 100k Something which I should change/do better. Also suggestions to diversify ...Read more
https://www.cnbc.com/amp/2023/04/17/apple-savings-account-announced-with-4point15percent-interest.html #investments #personalfinance
Whats the best savings account with a high yield rate? Want to change from Ally since they keep lowering their interest rate.
Yes, all.. I was having ~ 300k around this time last year. Bought a penny stock in Nov’21 and sold for 40% loss in Jan’22 and bought another sh*r stock and sold for ~50% loss and then bought another 1 which got delisted and went to bankruptcy recently.. now i literally have not even 2k but 10k credi...Read more
The market was down today. So I put all my savings (even my few thousand bucks I have for emergencies) into Door Dash, Airbnb, Twilio and Stitch Fix stocks. #stocks #investing #doordash #airbnb #stitchfix #twilio Wish me luck! Edit: Just wanted to mention - My investment Total Was 228k $
Startup didnt go well and trading (risky futures and options) didnt go well. Recently finished paying off student loans. I have enough cash to pay next rent. Blind posts make me feel im very behind in life 😂 Anyone else starting from scratch financially?
With a combined household income of 600K, my wife and I find our monthly take-home pay to be less than 1K after various deductions, prompting us to rely on our accumulated savings. Our financial strategy prioritizes tax optimization and retirement planning. Monthly expenses, including rent and nanny...Read more
I have about $700k cash that has been put in high yield savings accounts with about 5% APR. is this a bad idea? Should I put some in SP500? If yes, how much? What else do you recommend? Edit for more details: NW is ~$3M Own two houses with $1.2M mortgage Unvested Meta RSU: $2.1M In stock: $300k TC...Read more
Additional Information: 1. Paid off $75K in student loans 2. Unvested Google stock of about $169K Available: $96,000 in savings and $45,000 in vested Google stock L3 SWE making $235K per year at 2.5 YoE
I don’t get it. They fired 10,000 people at 200k average salary; they save 2bn a year? Didn’t they just eviscerate 10bn in cash flow just over the last quarter? Seems like a gimmick to simply prop stock market
How much should I aim to save per paycheck? Also, how do I calculate savings %? (savings) / (gross or net?) What about 401k? Should that go in the equation? (savings + 401k) / (gross or net?) YOE: 0 TC: 220 + 25 signing Edit: I am assuming the % in the poll is over net income, please clarify if n...Read more
Saved around 70k out of my TC around 105 + (10 relocation) in my first year at Amazon on OPT status so no Medicare and SS. Fresh out of college. 26 years old and unmarried . Not a developer. How is that? What do with this money ? 13k already in market through Robinhood
Started saving 3 years ago. How much savings do you have as a 28 year old?
Hi Blinders, I have an offer from Agoda bangkok of 200k / month People at Agoda how much do you usually spend and save in a month. I am trying to figure out if it's a feasible offer for me as I have an offer in blr of 48 lpa fixed. Also is it really 15% flat tax on 200k and what about once you get...Read more